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451 Seventh St SW, Washington, DC 20410

Provides Home Affordable where HUD-approved housing counselors offer free, confidential assistance for homeowners who are at risk of foreclosure, struggling with unaffordable mortgage payments, and/or facing unemployment.

3535 Rte 66, Pkwy 100, Bldg 4, Neptune, NJ 07754

Provides housing counseling services that include, advocates for affordable housing policy issues, first time home buyer training and assistance, foreclosure counseling, housing information and referral, housing purchase training (post purchase budgeting and assistance with applications), rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation).

109 Washington St, Paterson, NJ 07505

Assists individuals unable to make mortgage payments and at risk of foreclosure or already in the process, requiring Housing Counseling before applying for M.A.P. Services encompass advocacy, foreclosure process information, legal timelines, lender negotiation guidance, mediation for compromise, and assessment for financial planning.  

100 Hamilton Plz, Ste 200, Box 3, Paterson, NJ 07505

Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.    

625 Broad St, Ste 270, Newark, NJ 07102
Provides counseling to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
235 Main St, Hackensack, NJ 07601

Assists low- and moderate-income individuals with guidance and case services in Landlord-Tenant Law matters. Counsels clients involved in disputes, informing them of their rights and responsibilities under New Jersey laws, local ordinances, and property codes. Provides budgeting, HUD-certified housing counseling, information and referral, rental delinquency counseling, advocacy with landlords/mortgage companies, legal services referrals, and assistance in obtaining affordable housing.

508 Central Ave, Newark, NJ 07107
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.
131 Main St, Ste 140, Hackensack, NJ 07601

Provide foreclosure prevention counseling to individuals at risk or in foreclosure, required for Mortgage Assistance or Home Savers applicants, covering advocacy, legal timelines, lender negotiation, and financial planning to support homeownership stability.

675-681 S 19th St, Newark, NJ 07103

Provides assistance to individuals unable to make mortgage payments, at risk of foreclosure, or already in the foreclosure process. Services are provided through counseling on how to have discussions with a landlord regarding rental situations.

1060 Kings Hwy N, Ste 315, Cherry Hill, NJ 08034

Provides people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

2707 Main St, Sayreville, NJ 08872

Offers counseling to people who are unable to make their mortgage payments and are at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

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2 E Blackwell St, Ste 12, Dover, NJ 07801
Provides a service available to people who are unable to make their mortgage payments and are at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
637 S Clinton Ave, Trenton, NJ 08650
Provides housing counseling to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
190 Moore St, 1st Fl, Hackensack, NJ 07601

Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.

1085 Raymond Blvd, 13th Fl, Newark, NJ 07102
Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.
754 Rte 18, Ste 202, East Brunswick, NJ 08816

Provides housing services. This includes homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.

1139 E Jersey St, Ste 515, Elizabeth, NJ 07202
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.
92 E Main St, Ste 407, Somerville, NJ 08876
Provides information and assistance with finding affordable housing for families, individuals, senior citizens, and those with special needs. The Housing Resource Center assists clients both individually and in group/virtual programs with financial literacy, rental and homeless counseling, pre and post home purchase, mortgage default, and more.
10 Wood St, Trenton, NJ 08618

Assists people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Those seeking assistance from M.A.P or Home Keepers Program must receive Housing Counseling before applying for these programs. Services may include; Advocacy, Information about the foreclosure process, Legal timelines, how to contact and negotiate with a lender, Assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues.   

574 Summit Ave, 2nd Fl, Jersey City, NJ 07306

Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.   

200 Hwy 9, Englishtown, NJ 07726
Offers housing Counseling to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
1487 Kenwood Ave, Camden, NJ 08103

Provides housing counseling for individuals at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Services include: advocacy, information on the foreclosure process, and  how to contact or negotiate with lenders. Also provides financial situation assessments and helps develop plans to address homeownership and financial issues.

17 Talbot St, Montclair, NJ 07042
Provides seminars and counseling services addressing housing and financial matters. Programs encompass a first-time homebuyer initiative focusing on budgeting, credit, mortgage application, contract negotiation, closing, and homeowner responsibilities. Seminars cover topics like credit enhancement, budgeting, savings, and banking. The Foreclosure Prevention/Intervention program refers individuals facing foreclosure for assistance. The Savings & Incentives program offers counsel for savings clubs in readiness for homeownership. The Landlord Tenant Counseling program addresses eviction prevention, leasing referrals, Section 8-related housing matters, and provides rental and utility assistance.
299 South Shore Rd, US Rte 9 S, Marmora, NJ 08223
Assists individuals facing mortgage payment difficulties and foreclosure risk. Applicants must undergo housing counseling before accessing M.A.P or Home Keepers Program. Services include advocacy, foreclosure process guidance, legal timelines, lender negotiation tips, mediation services, and financial assessment for tailored solutions.