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Provides Home Affordable where HUD-approved housing counselors offer free, confidential assistance for homeowners who are at risk of foreclosure, struggling with unaffordable mortgage payments, and/or facing unemployment.
Provides housing counseling services that include, advocates for affordable housing policy issues, first time home buyer training and assistance, foreclosure counseling, housing information and referral, housing purchase training (post purchase budgeting and assistance with applications), rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation).
Assists individuals unable to make mortgage payments and at risk of foreclosure or already in the process, requiring Housing Counseling before applying for M.A.P. Services encompass advocacy, foreclosure process information, legal timelines, lender negotiation guidance, mediation for compromise, and assessment for financial planning.
Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.
Assists low- and moderate-income individuals with guidance and case services in Landlord-Tenant Law matters. Counsels clients involved in disputes, informing them of their rights and responsibilities under New Jersey laws, local ordinances, and property codes. Provides budgeting, HUD-certified housing counseling, information and referral, rental delinquency counseling, advocacy with landlords/mortgage companies, legal services referrals, and assistance in obtaining affordable housing.
Provide foreclosure prevention counseling to individuals at risk or in foreclosure, required for Mortgage Assistance or Home Savers applicants, covering advocacy, legal timelines, lender negotiation, and financial planning to support homeownership stability.
Provides assistance to individuals unable to make mortgage payments, at risk of foreclosure, or already in the foreclosure process. Services are provided through counseling on how to have discussions with a landlord regarding rental situations.
Provides people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
Offers counseling to people who are unable to make their mortgage payments and are at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.
Provides housing services. This includes homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.
Assists people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Those seeking assistance from M.A.P or Home Keepers Program must receive Housing Counseling before applying for these programs. Services may include; Advocacy, Information about the foreclosure process, Legal timelines, how to contact and negotiate with a lender, Assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues.
Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.
Provides housing counseling for individuals at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Services include: advocacy, information on the foreclosure process, and how to contact or negotiate with lenders. Also provides financial situation assessments and helps develop plans to address homeownership and financial issues.
