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Provides housing services. This includes homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.
Provides housing counseling, tenant advocacy, and information for individuals and families seeking to obtain or maintain housing. Offers assistance with understanding tenant rights and responsibilities, resolving housing concerns, and accessing housing resources. Assists households in addressing barriers to housing stability.
Aims to assist individuals and families with their financial and credit problems. This includes Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.
Provides assistance to individuals unable to make mortgage payments, at risk of foreclosure, or already in the foreclosure process. Services are provided through counseling on how to have discussions with a landlord regarding rental situations.
Enable first‑time homebuyers with a DCA Housing Choice Voucher (Section 8) to apply their voucher toward monthly homeownership costs—mortgage, insurance, taxes, and utilities—instead of rent.
Provides housing counseling to residents, including: homelessness assistance; rental topics; and pre-purchase/home buying. This includes workshops on financial literacy, budgeting, understanding credit, and pre-purchase education.
Aims to increase the supply of quality affordable housing by building and rehabilitating deteriorated housing, primarily in Trenton. Provides first-time homeowners with long-term life skills that foster independence including: mortgage acquisition, financial management, and home maintenance and repair.
Provides housing counseling services that include, advocates for affordable housing policy issues, first time home buyer training and assistance, foreclosure counseling, housing information and referral, housing purchase training (post purchase budgeting and assistance with applications), rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation).
Provides a comprehensive online resources for homebuyers provided by the US Department of Housing and Urban Development (HUD). The website categorizes housing topics based on each step of the homebuying process, allowing users to access material relevant to their needs. Topics cover determining an affordable price range, understanding housing and borrowers' rights, shopping for a loan, participating in homebuyer education programs, searching for a home, making an offer, getting a home inspection, shopping for homeowners insurance, and finalizing the process by signing settlement papers and handling closing costs.
Provides down payment and closing cost assistance, homebuyer education, and ongoing counseling to help low- and moderate-income Ocean County residents purchase their first home in partnership with county planning departments and regional lenders.
Assists low- and moderate-income individuals with guidance and case services in Landlord-Tenant Law matters. Counsels clients involved in disputes, informing them of their rights and responsibilities under New Jersey laws, local ordinances, and property codes. Provides budgeting, HUD-certified housing counseling, information and referral, rental delinquency counseling, advocacy with landlords/mortgage companies, legal services referrals, and assistance in obtaining affordable housing.
Provides homebuyer counseling classes for first-time homebuyers. Workshops cover topics including: budgeting, credit score improvement, and the mortgage application process.
Assists people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Those seeking assistance from M.A.P or Home Keepers Program must receive Housing Counseling before applying for these programs. Services may include; Advocacy, Information about the foreclosure process, Legal timelines, how to contact and negotiate with a lender, Assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues.
Deals in all aspects of real estate purchase, renovation, rehabilitation and sale. Its major programs include property development for emergency shelter, transitional housing, special needs permanent housing and for sale homeownership.
Offers financial and credit counseling programs. Services address basic banking and money management, investments, accessing and understanding credit reports, pre and post-purchase housing counseling, and mortgage default/delinquency counseling.
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.
