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PO Box 5656, Woodbury, NJ 08096
Offers education on housing topics such as home ownership, home buying process, predatory lending, rental, how to maintain a home, budgeting, and the importance of maintaining good credit, and other related subjects. Clients who successfully complete this strand are assisted with identifying down payment, closing costs, or rental payment assistance.
235 Main St, Hackensack, NJ 07601

Assists low- and moderate-income individuals with guidance and case services in Landlord-Tenant Law matters. Counsels clients involved in disputes, informing them of their rights and responsibilities under New Jersey laws, local ordinances, and property codes. Provides budgeting, HUD-certified housing counseling, information and referral, rental delinquency counseling, advocacy with landlords/mortgage companies, legal services referrals, and assistance in obtaining affordable housing.

508 Central Ave, Newark, NJ 07107
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.
10 Wood St, Trenton, NJ 08618

Aims to increase the supply of quality affordable housing by building and rehabilitating deteriorated housing, primarily in Trenton. Provides first-time homeowners with long-term life skills that foster independence including: mortgage acquisition, financial management, and home maintenance and repair.  

407 39th St, Union City, NJ 07087

Provides Multiple types of housing Counseling. This includes: Rental Housing Counseling and Education, Pre-purchase and Post-purchase counseling and Workshops, Financial Management/Budget Counseling, Fair Housing counseling and Education and Tenant Advocacy.

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110 Cohansey St, Bridgeton, NJ 08302
Offers a number of affordable housing and transitional housing options for families, mortgage counseling first time home buyers, education classes, budget/financial literacy classes to educate potential home buyers, and those undergoing mortgage foreclosure.
675-681 S 19th St, Newark, NJ 07103

Provides assistance to individuals unable to make mortgage payments, at risk of foreclosure, or already in the foreclosure process. Services are provided through counseling on how to have discussions with a landlord regarding rental situations.

625 Broad St, Ste 270, Newark, NJ 07102
Offers free one-on-one counseling for first-time homebuyers, including access to affordable mortgage products. Qualified buyers may also receive downpayment and closing cost assistance. NJCA is a HUD-certified housing counseling agency.
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1841 Burlington-Mt Holly Rd, Mount Holly, NJ 08060

Deals in all aspects of real estate purchase, renovation, rehabilitation and sale. Its major programs include property development for emergency shelter, transitional housing, special needs permanent housing and for sale homeownership. 

40 Main St, Toms River, NJ 08753

Provides down payment and closing cost assistance, homebuyer education, and ongoing counseling to help low- and moderate-income Ocean County residents purchase their first home in partnership with county planning departments and regional lenders.

DCA – Division of Housing and Community Resources, PO Box 800, Trenton, NJ 08625

Enable first‑time homebuyers with a DCA Housing Choice Voucher (Section 8) to apply their voucher toward monthly homeownership costs—mortgage, insurance, taxes, and utilities—instead of rent.

1487 Kenwood Ave, Camden, NJ 08103

Provides homebuyer counseling classes for first-time homebuyers. Workshops cover topics including: budgeting, credit score improvement, and the mortgage application process.

2 E Blackwell St, Ste 12, Dover, NJ 07801
Provides a service available to people who are unable to make their mortgage payments and are at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.
212 Second St, Ste 201B, Lakewood, NJ 08701
Provides pre-purchase, purchase and post purchase housing counseling services. Case Mangers assist with governmental and private first time homebuyers programs offering discounted mortgage rates, down payment assistance, matching savings funds discounted mortgage rates and/or a combination of the above to those that qualify.
299 South Shore Rd, US Rte 9 S, Marmora, NJ 08223

Aims to assist individuals and families with their financial and credit problems. This includes Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.

1085 Raymond Blvd, 13th Fl, Newark, NJ 07102
Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.
754 Rte 18, Ste 202, East Brunswick, NJ 08816

Provides housing services. This includes homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.

1139 E Jersey St, Ste 515, Elizabeth, NJ 07202
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.
2707 Main St, Sayreville, NJ 08872
Offers one-on-one counseling to prospective homebuyers, educating them on the homebuying process, credit scores, financial considerations, and how to maintain homeownership.
92 E Main St, Ste 407, Somerville, NJ 08876
Provides information and assistance with finding affordable housing for families, individuals, senior citizens, and those with special needs. The Housing Resource Center assists clients both individually and in group/virtual programs with financial literacy, rental and homeless counseling, pre and post home purchase, mortgage default, and more.
10 Wood St, Trenton, NJ 08618

Assists people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Those seeking assistance from M.A.P or Home Keepers Program must receive Housing Counseling before applying for these programs. Services may include; Advocacy, Information about the foreclosure process, Legal timelines, how to contact and negotiate with a lender, Assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues.   

294 Union St, Hackensack, NJ 07601

Provides housing counseling to residents, including: homelessness assistance; rental topics; and pre-purchase/home buying. This includes workshops on financial literacy, budgeting, understanding credit, and pre-purchase education.

17 Talbot St, Montclair, NJ 07042
Provides seminars and counseling services addressing housing and financial matters. Programs encompass a first-time homebuyer initiative focusing on budgeting, credit, mortgage application, contract negotiation, closing, and homeowner responsibilities. Seminars cover topics like credit enhancement, budgeting, savings, and banking. The Foreclosure Prevention/Intervention program refers individuals facing foreclosure for assistance. The Savings & Incentives program offers counsel for savings clubs in readiness for homeownership. The Landlord Tenant Counseling program addresses eviction prevention, leasing referrals, Section 8-related housing matters, and provides rental and utility assistance.
1201 Hooper Ave, Toms River, NJ 08753
Helps connect Ocean County residents with county services. Services may include senior services, newcomer guides, notary services, veterans services, and health screening & services.
3535 Rte 66, Pkwy 100, Bldg 4, Neptune, NJ 07754

Provides housing counseling services that include, advocates for affordable housing policy issues, first time home buyer training and assistance, foreclosure counseling, housing information and referral, housing purchase training (post purchase budgeting and assistance with applications), rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation).