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Provides assistance in filing bills with Medicare/Medicaid and secondary insurance companies. The program will also provide information to assist consumers in choosing a Medicare Part D plan for prescription coverage.

Educates individuals on benefits and entitlement programs they may be eligible for and provide enrollment assistance through HOPES Community Action Partnership (CAP). Support is available for Social Security, Medicaid/Medicare, Food Stamps/SNAP, health education, and discount phone and utility services, including Verizon Lifeline service, Assurance/SafeLink Wireless, and Home Energy Assistance Programs.  

Provides free, objective, and confidential counseling to Medicare beneficiaries, helping them understand coverage options, benefits, claims, and assistance programs so they can make informed health insurance decisions.

Offer programs, activities, information, and referrals to social services residents aged 60 and above. Residents are welcome to volunteer and donate their skills and talents to benefit our senior residents.

Provides education, life skills development, and supportive services for adolescents and young adults. Offers health education, personal development activities, and information to support healthy decision-making. Assists participants in developing skills and accessing resources that support personal well-being and future goals.

Provides counseling and assistance with health insurance concerns. Services include: information, claims assistance, and evaluations of health insurance options. Counselors provide guidance on options and resources, and help in selecting a plan based on medical and financial status.

Provides counseling and assistance to individuals on Medicare. The division can also offer clients explanations on supplemental or Medigap insurance policies. 

Provides information, assistance, recreational activities, educational programs, wellness services, and social opportunities for older adults. Offers access to community resources, benefits information, and programs that support health and independence. Assists older adults in maintaining community involvement and accessing available services.

Provides older adults health insurance counseling on Medicare coverage. This includes assistance in understanding Medicare claims, filing claims, and comparison between health insurance policies.

Provides free help to understand Medicare costs and coverages, correcting Medicare billing issues, comparing Medicare Insurance options, enrolling in or changing Medicare Plans. 

Provide online application to help low-income seniors and individuals with disabilities save money on Medicare premiums and prescription costs. This can include other living expenses as well. 

Provides free help Medicare beneficiaries who have problems with, or questions about their health insurance. For New Jersey Residents.

Provides information, referral, and guidance on private insurance, Medicaid, and Medicare coverage plans. Educates individuals and families about their rights in the NJ Department of Banking and Insurance appeals process. Identifies and explains covered benefits, co-payments, deductibles, co-insurances, and maximum out-of-pocket limits for both in-network and out-of-network providers. Additionally, insurance specialists conduct conference calls with insurance companies as-needed or obtain written consent to inquire on behalf of those they assist.

Offers one-on-one information and counseling for Medicare beneficiaries to help them understand what benefits they are entitled to. Benefits include: Medicare parts A, B, and D coverage; Medigap; HMO; PPO; and long-term care policies.

Helps Medicare beneficiaries navigate the healthcare system and maximize their coverage. Services include resolving medical bills, DME coverages, securing medications, scheduling appointments and transportation arrangement, connecting to Medicaid, Meals on Wheels, SNAP, utility assistance, and more.

Assists NJ Medicare beneficiaries with health insurance issues and questions. Volunteer counselors offer guidance on benefits, claims, supplement policies, and long-term care insurance. Empowers beneficiaries to make informed decisions.