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212 Second St, Ste 201B, Lakewood, NJ 08701
Provides pre-purchase, purchase and post purchase housing counseling services. Case Mangers assist with governmental and private first time homebuyers programs offering discounted mortgage rates, down payment assistance, matching savings funds discounted mortgage rates and/or a combination of the above to those that qualify.
754 Rte 18, Ste 202, East Brunswick, NJ 08816

Provides housing services. This includes homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.

PO Box 5656, Woodbury, NJ 08096
Offers education on housing topics such as home ownership, home buying process, predatory lending, rental, how to maintain a home, budgeting, and the importance of maintaining good credit, and other related subjects. Clients who successfully complete this strand are assisted with identifying down payment, closing costs, or rental payment assistance.
92 E Main St, Ste 407, Somerville, NJ 08876
Provides information and assistance with finding affordable housing for families, individuals, senior citizens, and those with special needs. The Housing Resource Center assists clients both individually and in group/virtual programs with financial literacy, rental and homeless counseling, pre and post home purchase, mortgage default, and more.
326 Harrison Ave, Harrison, NJ 07029

Provides housing counseling, tenant advocacy, and information for individuals and families seeking to obtain or maintain housing. Offers assistance with understanding tenant rights and responsibilities, resolving housing concerns, and accessing housing resources. Assists households in addressing barriers to housing stability.

299 South Shore Rd, US Rte 9 S, Marmora, NJ 08223

Aims to assist individuals and families with their financial and credit problems. This includes Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.

110 Cohansey St, Bridgeton, NJ 08302
Offers a number of affordable housing and transitional housing options for families, mortgage counseling first time home buyers, education classes, budget/financial literacy classes to educate potential home buyers, and those undergoing mortgage foreclosure.
DCA – Division of Housing and Community Resources, PO Box 800, Trenton, NJ 08625

Enable first‑time homebuyers with a DCA Housing Choice Voucher (Section 8) to apply their voucher toward monthly homeownership costs—mortgage, insurance, taxes, and utilities—instead of rent.

294 Union St, Hackensack, NJ 07601

Provides housing counseling to residents, including: homelessness assistance; rental topics; and pre-purchase/home buying. This includes workshops on financial literacy, budgeting, understanding credit, and pre-purchase education.

2707 Main St, Sayreville, NJ 08872
Offers one-on-one counseling to prospective homebuyers, educating them on the homebuying process, credit scores, financial considerations, and how to maintain homeownership.
1201 Hooper Ave, Toms River, NJ 08753
Helps connect Ocean County residents with county services. Services may include senior services, newcomer guides, notary services, veterans services, and health screening & services.
1085 Raymond Blvd, 13th Fl, Newark, NJ 07102
Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.
10 Wood St, Trenton, NJ 08618

Aims to increase the supply of quality affordable housing by building and rehabilitating deteriorated housing, primarily in Trenton. Provides first-time homeowners with long-term life skills that foster independence including: mortgage acquisition, financial management, and home maintenance and repair.  

3535 Rte 66, Pkwy 100, Bldg 4, Neptune, NJ 07754

Provides housing counseling services that include, advocates for affordable housing policy issues, first time home buyer training and assistance, foreclosure counseling, housing information and referral, housing purchase training (post purchase budgeting and assistance with applications), rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation).

451 Seventh St SW, Washington, DC 20410

Provides a comprehensive online resources for homebuyers provided by the US Department of Housing and Urban Development (HUD). The website categorizes housing topics based on each step of the homebuying process, allowing users to access material relevant to their needs. Topics cover determining an affordable price range, understanding housing and borrowers' rights, shopping for a loan, participating in homebuyer education programs, searching for a home, making an offer, getting a home inspection, shopping for homeowners insurance, and finalizing the process by signing settlement papers and handling closing costs.

40 Main St, Toms River, NJ 08753

Provides down payment and closing cost assistance, homebuyer education, and ongoing counseling to help low- and moderate-income Ocean County residents purchase their first home in partnership with county planning departments and regional lenders.

1487 Kenwood Ave, Camden, NJ 08103

Provides homebuyer counseling classes for first-time homebuyers. Workshops cover topics including: budgeting, credit score improvement, and the mortgage application process.

1841 Burlington-Mt Holly Rd, Mount Holly, NJ 08060

Deals in all aspects of real estate purchase, renovation, rehabilitation and sale. Its major programs include property development for emergency shelter, transitional housing, special needs permanent housing and for sale homeownership. 

294 Union St, Hackensack, NJ 07601

Offers financial and credit counseling programs. Services address basic banking and money management, investments, accessing and understanding credit reports, pre and post-purchase housing counseling, and mortgage default/delinquency counseling.

1139 E Jersey St, Ste 515, Elizabeth, NJ 07202

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.    

17 Talbot St, Montclair, NJ 07042

Provides a comprehensive array of social services designed to strengthen community stability, promote economic resilience, and improve the overall well-being of residents. Through partnerships with healthcare providers, social service agencies, and local nonprofits. Ensures that underserved individuals and families have access to vital resources that support both immediate needs and long-term self-sufficiency.