First Time Homebuyer Program | NJ Housing and Mortgage Finance Agency (HMFA)
637 S Clinton Ave, Trenton, NJ 08650
Eligibility
Individuals who:
- Have not owned a home for the past three years
- Meet the maximum household income guidelines by county
Required documents
Call for information
Hours
Website is available 24 hours a day, 7 days a week
Office Hours: Mon - Fri 8:30 am - 4:00 pm
800-654-6873
Voice·
Hot-Line
609-278-7400
Voice·
Main Phone
Application process
Complete a Participating Lenders form found on the website to be paired with a NJHMFA lender partner.
Fees
Call for information
Service area
NJ
Provides qualified New Jersey first-time homebuyers with a competitive 30-year, fixed-rate government-insured loan (FHA/VA/USDA) originated through an NJHMFA participating lender.
What's Here
Providing organization
NJ Housing and Mortgage Finance Agency (HMFA)
Funds affordable home ownership and housing opportunities for New Jersey residents, including programs for first-time home buyers. It promotes the construction and rehabilitation of rental housing and enhances the quality of life for older adults, the disabled, and those with special housing needs. Additionally, it utilizes federal and state funds to provide housing counseling services.