First Time Homebuyer Program | NJ Housing and Mortgage Finance Agency (HMFA)
Resource Name:First Time Homebuyer Program | NJ Housing and Mortgage Finance Agency (HMFA)
address
637 S Clinton Ave, Trenton, NJ 08650
Eligibility
Requires applicants to be first-time homebuyers who have not owned a primary residence within the past three years; call or visit the website for more information
Required documents
Call for document information
Hours
Website is available 24 hours a day, 7 days a week
609-278-7400
Voice
·Main Phone
800-654-6873
Voice
·Hot-Line
Application process
Visit the website and fill out the "Participating lender form" to be paired with an NJHMFA lending partner.
Fees
Requires standard mortgage-related costs; interest rate and fees vary by loan type and lender
Service area
NJ
Provides competitive 30-year fixed-rate mortgage loans to help income-eligible homebuyers purchase a primary residence, with options to combine with down payment assistance to reduce upfront costs and support long-term homeownership in New Jersey.