American Dream First Time Homebuyer Program | Bergen County Division of Community Development
One Bergen County Plz, 4th Fl, Hackensack, NJ 07601
Eligibility
Open to individuals within the service area that have not owned a home in the last three years.
Required documents
Photo ID, proof of income, recent pay stubs, federal tax returns, bank statements, employment verification, a purchase contract, mortgage pre-approval, and proof of residency.
Hours
Mon - Fri 9:00 am - 5:00 pm
201-336-7206
Voice·
Main Phone
Application process
Call or visit website to inquire
Fees
None
Service area
Bergen County, NJ
Provides deferred-payment mortgage and down payment assistance for eligible first-time homebuyers in Bergen County. Offers homebuyer education, lender partnerships, and affordable homeownership opportunities for low-to-moderate-income households.
Providing organization
Bergen County Division of Community Development
Collaborates with towns, agencies, and citizens to improve Bergen County residents' quality of life. This is accomplished by using federal grant funding to advance key initiatives that revitalize neighborhoods and municipal facilities, build local economies, bolster social services, upgrade housing, and create access and opportunity for those in need.