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Foreclosure, Pre-Foreclosure and Rental Counseling | NJ Housing and Mortgage Finance Agency (HMFA)

637 S Clinton Ave, Trenton, NJ 08650

Eligibility

Individuals unable to make their mortgage payments, at risk of foreclosure, already in foreclosure, or renters at risk of being evicted.

Required documents

Proof of income

Hours

Mon - Fri 8:30 am - 4:00 pm
800-654-6873
Voice·

Main Phone

Application process

Visit the website for a list of participating agencies offering housing counseling in your county.

Fees

None

Service area

NJ
Provides free housing counseling services to assist individuals at risk of foreclosure, in foreclosure, or experiencing rental instability by offering guidance, mediation support, and action planning through HUD-certified counseling agencies to help stabilize housing and prevent displacement.

Providing organization

NJ Housing and Mortgage Finance Agency (HMFA)

Funds affordable home ownership and housing opportunities for New Jersey residents, including programs for first-time home buyers. It promotes the construction and rehabilitation of rental housing and enhances the quality of life for older adults, the disabled, and those with special housing needs. Additionally, it utilizes federal and state funds to provide housing counseling services.