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Bergen County Home Improvement Program (HIP) | Bergen County Division of Community Development

One Bergen County Plz, 4th Fl, Hackensack, NJ 07601

Eligibility

Open to low to moderate income homeowners within the service area.

Required documents

Photo ID, proof of ownership, proof residency, household income verification, financial information, documentation related to the requested repairs or property condition

Hours

Mon - Fri 9:00 am - 5:00 pm
201-336-6999
Voice·

Main Phone

Application process

Call or complete the online Pre-Application Qualification Form

Fees

Loans are interest free with no monthly payments and no fees. Payment is due only when the home is sold or the title is changed.

Service area

Bergen County, NJ

Provides interest-free deferred-payment loans for eligible low- and moderate-income Bergen County homeowners. Supports home repairs and improvements for owner-occupied homes and condominiums to maintain safe, decent housing and neighborhood stability.

Providing organization

Bergen County Division of Community Development
Collaborates with towns, agencies, and citizens to improve Bergen County residents' quality of life. This is accomplished by using federal grant funding to advance key initiatives that revitalize neighborhoods and municipal facilities, build local economies, bolster social services, upgrade housing, and create access and opportunity for those in need.