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First-Time Homebuyers Program | NJ Department Of Community Affairs (DCA)

DCA – Division of Housing and Community Resources, PO Box 800, Trenton, NJ 08625

Eligibility

Open to first-time homebuyers in good standing with the DCA Housing Choice Voucher Program, employed full-time for at least 1 year (exceptions for elderly/disabled), and who complete DCA homeownership counseling in the service area

Required documents

Photo ID, Proof of current section 8 voucher, Proof of income, homeownership counseling completion certificate, Mortgage pre‑approval and contract documentation and Inspection reports (private and HQS)

Hours

Mon - Fri 8:30 - 4:30 pm
609-292‑4080
Voice·

General DCA line

609-292‑9025
Voice·

Homeownership Hotline

Application process

Call to submit an intake; if eligible, DCA refers you to a housing counselor

Fees

None

Service area

NJ

Enable first‑time homebuyers with a DCA Housing Choice Voucher (Section 8) to apply their voucher toward monthly homeownership costs—mortgage, insurance, taxes, and utilities—instead of rent.

Providing organization

NJ Department Of Community Affairs (DCA)

Offers a variety of programs that can help you with rent/heating costs. This also includes the prevention of eviction, reduction of utility bills, and removal of lead hazards from your home.