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  • 350 Marshall St, Phillipsburg, NJ 08865

Family Loan Program

Agency: Northwest NJ Community Action Program (NORWESCAP)

350 Marshall St, Phillipsburg NJ (Family Loan Program)
350 Marshall St
Phillipsburg, NJ, 08865 Map

Service Description

The Family Loan Program is a program designed to help working families maintain their employment. Turn around time is about three weeks, we DO NOT do emergency loans. The interest rates are 6%-8% based on income. Re-payments are 12-24 months. Applicants can apply for only one type of loan at a time. The Program tries to approve as many loans as possible, but not every loan gets approved. Approval is based on need, repayment ability, bills and income, and credit.

Loan Type Include ONLY the following:
- Used Auto up to $3,000
- Car Insurance up to $1,000
- Car Repair up to $1,000
- Child Care up to $800
- Back rent/back mortgage/security deposit up to $1,000
- Employment related expenses (uniforms, tools, etc.) up to $500.

- Credit cards
- Medical/Dental expenses
- Legal Expenses
- Utilities Bills
- Phone Bills
- Car/Home down payments
- Home repairs
- License/ Motor Vehicle fees
- Moving fees
- Towing fees
- Vacation or holiday expenses
- Clothing


Referral Required
  • No referral required


Applican must be working and meet income guidelines

Application Instructions

Call for eligibility screening.



Required Documents

  • ID with address
  • varies, call for information

Business Hours

Mon - Fri 8:30am - 4:30pm

Area Served

Hunterdon, Morris, Somerset, Sussex and Warren Counties.


Telephones: types, numbers and hours
Main Phone (908) 454 - 7000 Ext: 116
Fax (908) 454 - 2968

Last Update


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